There are 1.5 million charities in the United States and 45 million Americans living in poverty.  Last year, Americans gave $389.05 billion to charities.  Many people give to charities to make a positive impact on a need or cause they believe is worthwhile in order to help make a difference.  This type of philanthropy has be an integral part of society, c...

When Americans get serious about tackling their debt, they are leaning towards two different methods, Debt Snowball or Debt Avalanche.  Although there are other methods out there, these two methods are the most common and practical.  Not only are the easy to understand and follow, they actually work!

Keep in mind that paying off debt is a difficult ta...